(814) 965-4311 ptfcu@www.penntechfcu.com

Menu

PENNTECH COMMUNITY FEDERAL CREDIT UNION

“A Partnership that works”

Need a little extra money in your pocket? We are now offering skip-a-payment! Fees may apply. Contact our office for more information.

Click Here for our Online Application

LOAN RATES EFFECTIVE  08/04/2023
NEW OR USED VEHICLES
2023 to 2024 AS LOW AS 4.40% APR 3 YEAR REPAY
2023 to 2024 AS LOW AS 4.70% APR 4 YEAR REPAY
2023 to 2024 AS LOW AS 5.70% APR 5 YEAR REPAY
2023 to 2024

2023 to 2024

 AS LOW AS

AS LOW AS

 6.40% APR

7.00% APR

 6 YEAR REPAY

7 YEAR REPAY
 

*WE WILL REFINANCE ANY NEW 2024, 2023, 2022 VEHICLES PURCHASED AND FINANCED THROUGH OTHER LENDING INSTITUTIONS

 
USED VEHICLES
2019 to 2022 AS LOW AS 6.00% APR 5 YEAR REPAY
2016 to 2018 AS LOW AS 7.00% APR 5 YEAR REPAY
2012 to 2015 AS LOW AS 8.00% APR 5 YEAR REPAY
2011 & BELOW AS LOW AS 10.00% APR 4 YEAR REPAY
 

*WE WILL REFINANCE ANY USED VEHICLE PURCHASED IN 2023 WITH THE BILL OF SALE AND SUFFICIENT BOOK VALUE

 
PERSONAL LOANS AS LOW AS 12.50% APR
UP TO 5 YR REPAY, UP TO $12,000 MAX – NEW LOANS ONLY – REFINANCED LOANS 12.75%
SHARE SECURED LOANS – 4.00% APR – UP TO 3 YEAR REPAY

                                                  4.40% APR – UP TO 7 YEAR REPAY
Regular Share Rate 0.45%   APY 0.45%  Effective 04/17/2024
SHARE CERTIFICATES ARE AS FOLLOWS – (EFFECTIVE 04/24/2024)

6- MONTH

9-MONTH

4.00% ($500 MIN)

5.10% ($500 MIN)
12- MONTH 4.25% ($500 MIN)
18-MONTH 3.25% ($500 MIN)
24-MONTH 3.50% ($500 MIN)

What’s New at PennTech FCU

 

Low Interest Visa Credit Card
No annual fee • Low interest rates on everday purchase • No balance transfer fee • ScoreCard rewards • 24/7 fraud protection • Apply at www.mycucard.com

 

Did You Know?

Our competitive low interest “vehicle loans” include motorcycles, boats, campers, atv’s, snowmobiles, trailers & equipment that has a “ucc” title? Stop in & check us out!!!

 

Smart Option Student Loan Program: PennTech FCU has partnered with SallieMae to offer the Smart Option Student Loan Program to our members. Click here for more information.

 

Member Statement Information: Effective January 1, 2013 Member Statements will be mailed semi-annually – January & July – not quarterly. Members can access their accounts online by contacting the credit union office for instructions. Accounts with no activity will be charged a fee after 3 years.

 

Internet Teller: Check your account, transfer funds between your checking and savings account and much more. Click here for more information.

409-C Center St.
P.O. Box 6
Johnsonburg, PA 15845
Phone: (814) 965-4311
Fax: (814) 965-4623

Business Hours

Mon / Wed / Fri: 8:30AM–4:00PM
Tue & Thu: 8:30AM–12:30PM

Days We Are Closed

  • New Year’s Day (Observed Mon, Jan 1, 2024)
  • Monday, January 15 – Martin Luther King Day
  • Monday, February 19 – Presidents’ Day
  • Closing at 12:00 on Friday, March 29 – Good Friday
  • Monday, May 27 – Memorial Day
  • Wednesday, June 19 – Juneteenth National Independence Day
  • Thursday, July 4 – 4th of July
  • Monday, September 2 – Labor Day
  • Monday, October 14 – Columbus Day
  • Monday, November 11 – Veterans Day
  • Thursday, November 28 – Thanksgiving
  • Wednesday, December 25 – Christmas Day
  • Thursday, December 26 – Day after Christmas

Important Numbers for suspicious activity on Visa Debit (ATM) cards:

Fraud Cases:
800-808-7239

Dispute cases:
800-600-5249